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1475+ 4.9 star Customer Reviews
CHOOSE SMARTER FINANCE,
CHOOSE KIWI CAR LOANS
100% ONLINE PROCESS & OPEN 7 DAYS
1475+ 4.9 star Customer Reviews
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WHAT ARE MY REPAYMENTS?
HOW MUCH CAN I BORROW?
PAYMENT FREQUENCY
OUR INTEREST RATES VARY BETWEEN 10.45% AND 23.00%.
12 MONTHS 84 MONTHS
PAYMENT FREQUENCY
OUR INTEREST RATES VARY BETWEEN 10.45% AND 23.00%.
12 MONTHS 84 MONTHS
*Our fixed interest rates vary between 10.45% and 23.00%, and the rates you receive will depend on your individual circumstances. There is a loan establishment fee starting at $510, a PPSR fee from $7.39, and a monthly administration fee from $2.17. Approval for financing is subject to Kiwi Car Loans' Terms and Conditions, lending criteria, and responsible lending standards.
OUR INTEREST RATES VARY BETWEEN 10.45% and 23.00%
OUR LOAN TERM VARIES BETWEEN 12 MONTHS AND 84 MONTHS
LOANS RANGE FROM $5,000 TO $250,000
LOANS RANGE FROM $5,000 TO $250,000
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At Kiwi Car Loans, we’re proud to offer competitive car loan solutions to our customers. As one of the best finance companies and a trusted vehicle finance broker in New Zealand, we work with many lenders and dealerships to bring you tailored and cheap car finance options! Whether you are looking to finance a car, motorbike, jet-ski, boat, or caravan, our expert finance brokers are here to help. With a fully online process and exceptional customer service, finding the best car finance deals in New Zealand has never been easier.
Try our finance calculator, apply for finance in just 3 easy steps for a quick quote, and secure the best vehicle finance offers in NZ.
Call us at 0800 008 888 for more information!
I highly suggest Kiwi Car Loan. Shwetha from kiwi car loan was wonderful to deal with. She was very patient and guided me efficiantly for getting the right loan.
Great Service and rates over Christmas and New year period. I would recommend to all!
Fantastic approach to work, nice person to do business with. Thank you Sobia
Laura was supportive, competend and so efficient and the process was easy
Amazing team and very helpful and efficient. I dealt with Tyler and he was the best. Totally recommend
This was a quick process. Found and purchased my dream car. Thank you so much.
Great the best would recommend you guys to anyone cheers for the help y’all appreciate!
This was great experience, great service and staff, would highly recommend them to anyone
Thank you for an easy fast experience. Special thank you to Maggie for all the personal help and endless questions from me.
Ben from kiwi car loans made the process quick, easy and was very professional. Thanks.
Kiwi Car Loans is the home of great rate finance approvals. We have access to a variety of finance options, and we look to find you the best finance options.
Client satisfaction is our top priority, and out professional team will work 7 days a week to bring you the fast and best finance approvals to suit your requirements.
We work with multiple reputable lenders to bring you fast finance approvals to suit your requirements.
Our goal is to give each client the best finance rates, enabling them to enjoy fewer monthly payments.
We have a big team of multilingual finance rockstars who can speak multiple languages to support those awesome migrant workers and people from different backgrounds.
Generally, you can borrow from $5000 to $250,000. But the specific amount you can borrow depends on various factors like your credit history, expenses, income, etc. Our expert broker will help you evaluate your situation to determine the maximum amount you qualify for.
We offer competitive finance rates ranging from 10.45% to 23.00%, and the rates offered to you will be determined by your specific scenario.
We aim to get back to you within 30 minutes and try to get you approved within 1-5 days. However, if you would like to discuss your application urgently, please call us on .
Yes, you can sell it, but you must inform your lender first. Usually, they will require you to pay the remaining balance first before you transfer the ownership.
Car finance, also known as vehicle finance, is when you borrow money from a financial institution to buy a car. There is an agreement between the borrower and the lender that specifies the total amount borrowed, interest rate, monthly installments, and overall period of the finance agreement, among other terms and conditions.
Car finance lets you borrow money to buy a car and pay it back over time with interest. Your approval depends on your credit. For more details, visit our blog – How Do Car Loans Work?
To finance a car in New Zealand, you generally start by filling out an application form that includes your personal and financial details. Lenders will review your information to assess your creditworthiness. For more information, visit our blog – How to Finance a Car in NZ.
Kiwi Car Loans is a Finance Broker, we are not the lender, our job is to source a lender to approve your application. For this service, we include a fee that is added to your approval amount and disclosed up front with the loan agreement.
Pre-approval is a process in which we examine your financial situation and provide you with an estimate of the loan amount and terms you might be eligible for before you start buying a car. This will help you gain more confidence and clarity while negotiating with sellers.
Yes, you can. But it will depend on your credit score, income, and credit score. So before applying for multiple loans, it’s advisable to speak with an expert broker who can guide you through the process.
To apply for car finance, you typically fill out an application form with your personal and financial details. Lenders will review your information and assess your creditworthiness. For more details, check out our blog – How to Apply for Car Finance.
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